Credit Ratings

High Credit Quality Across Short-Term and Long-Term Debt

At Graystone Finance Group, credit ratings reflect the company’s strong financial position and investment-grade creditworthiness. The firm currently holds the following ratings from top international credit rating agencies:

• Long-Term Issuer Rating: Aa2 / AA / AA (Moody’s, S&P, Fitch)
• Short-Term Credit Rating: Prime-1 / A-1+ / F1+ (Moody’s, S&P, Fitch)

These ratings highlight Graystone Finance Group’s solid asset base, prudent financial management, and backing from a high-credit-quality shareholder group.

Globally Recognized Credit Strength

Graystone Finance Group’s credit ratings place it among the highest-rated issuers globally. Its long-term issuer ratings indicate strong fundamentals and long-range solvency, while the top-tier short-term ratings affirm exceptional liquidity and near-term repayment capacity.

Supported by a Strong Shareholder Base

Graystone Finance Group benefits from the strategic and financial support of a principal shareholder with a long-standing reputation for credit strength. This support reinforces the company’s ability to meet its obligations and sustain investor confidence over the long term.

• Transparency and Risk Assessment: Ratings provide an objective view of credit risk.
• Cost of Capital Advantage: Strong ratings can reduce borrowing costs through tighter spreads.
• Market Access: Investment-grade status opens access to a wide pool of global investors.
• Corporate Governance Indicator: Reflects commitment to international standards in transparency and accountability.

Investor Considerations

Graystone Finance Group’s strong ratings support its issuance of both short- and long-term instruments across capital markets. Investors evaluating these opportunities can take confidence from the company’s consistent credit profile and transparent governance framework.