Loan Solutions
Flexible Financing for High-Impact Projects With Institutional-Grade Support
Graystone Finance Group offers structured loan financing services to projects, entrepreneurs, and institutional clients worldwide. Designed to support ventures across diverse sectors, our funding model delivers competitive interest terms and scalable capital commitments tailored to sophisticated financing needs.
Loan Highlights
- Attractive Interest Rate: Starting at approximately 4% per annum depending on credit profile and project parameters.
- Expected Return on Investment (ROI): Projects generally target a minimum internal rate of return of 10% to ensure mutual alignment of interests.
- Funding Range: Loans are typically sized between USD or EURO 1 million and 4 billion, with potential extension up to 5+ billion subject to structure and performance.
- Tenor Flexibility: Repayment periods generally span 10–15 years, scalable per project tenor and performance expectations
- Security Options:
- Non-collateral (bond-based): Borrowers must secure a surety bond or performance bond to guarantee the loan.
- Collateral-based: Borrowers may pledge a perfected first lien on assets, either current or acquired later, as loan security.
Sector Coverage & Structure
We provide financing across a broad range of industries, including but not limited to Energy, Agriculture, Healthcare, Aviation, Real Estate, Construction, Technology, Education, Mining, and Infrastructure. Loan structuring may involve an SPV or bespoke corporate vehicle to support project integrity.
What We Expect from Your Proposal
To be considered, applicants should submit a clear and professional proposal—ideally in PDF format—covering these essential elements:
- Business or Project Introduction: Overview of your company or individual, including organizational structure and history (if applicable).
- Business Plan: For established projects, include past performance. For new projects, outline the concept and objectives.
- Financial Framework: Detailed structure and analysis supporting your projected investment plan. This should convey how funds will be used and how returns will be generated.
- Funding Request: Clearly state the total required amount in USD or EUR and specify the desired timeline for fund usage.
What Happens Next
- If your concept passes our preliminary review, you will receive a formal loan application form requesting additional documentation.
- Upon submission, we will finalize the Investment Agreement through our standard execution process.
Additional Notes
- We emphasize project viability over partnership structures — your management role or equity stake is not required for consideration.
- Our team is selective and focuses on investments that promise sustainable returns.